Terms and Conditions


Stephen Financial Solutions Pty Ltd is a financial services company that holds an Australian Financial Services Licence (ABN 17 120 526 141, AFSL 518185)

Acceptance and changes to terms and conditions

You agree that your use of the Stephen Financial Solutions website indicates your acceptance of these terms and conditions and the privacy and security statement.

These are the current terms and conditions. They replace any other terms and conditions for the Stephen Financial Solutions website published on this website to date. Stephen Financial Solutions may at any time vary the terms and conditions by publishing the varied terms and conditions on the Stephen Financial Solutions website. You accept that by doing this, Stephen Financial Solutions has provided you with enough notice of the variation. Stephen Financial Solutions reserves any rights not expressly granted in these terms and conditions.

Access for persons from Australia only

Stephen Financial Solutions is not authorised to carry on business in any jurisdiction other than Australia. Accordingly, the information contained in this website is directed to and available for Australian residents only.

It may also be a requirement to obtain personal information about your spouse, dependents, and other interested parties such as a business partner. You will need to tell that person that we hold personal information about them, the purpose for which we hold that information, and their right to access.

General information only

The information on this website is of a general nature only and has been prepared without taking into account your particular financial needs, circumstances and objectives. The information on this website should not be construed as financial, taxation or legal advice. Stephen Financial Solutions recommends that you consult a financial adviser for advice that addresses your specific needs and situation before making investment decisions.

Accuracy of information and limitation of liability

Stephen Financial Solutions does not warrant the accuracy, completeness or currency of information made available through this website. To the extent permitted by law, Stephen Financial Solutions will not be liable for or in connection with any loss or damage arising from any inaccuracies, errors or omissions in information made available through this website. However, Stephen Financial Solutions will endeavour to ensure that information is updated as soon as practicable when it becomes aware that material changes have occurred.

Stephen Financial Solutions makes no warranty that the use or operation of this website will be uninterrupted or error-free or that the website is suitable for any particular purpose or has any performance, functionality or security features except as Stephen Financial Solutions is required to provide by law. To the extent permitted by law, Stephen Financial Solutions’ liability is limited to resupplying the services accessible through this website.


Related logos are trademarks registered in Australia. Copyright in the information provided on, and available from, this website is owned by Stephen Financial Solutions. You may not alter or modify this information in any way. This information may be viewed online and may be reproduced in hard copy only for your personal reference. You may only use the trade marks and copyright material on this website with Stephen Financial Solutions’ express permission.

Links to other websites

This website may have links to other websites, which are operated by third parties. Stephen Financial Solutions does not endorse or approve the information, graphics and materials that may be contained on those websites. Furthermore, Stephen Financial Solutions does not make any warranties or representations regarding the accuracy, quality or timeliness of such third-party information. Hence, Stephen Financial Solutions advises that you do not act on the information contained within these websites without obtaining independent legal advice.


Users of this website covenant that all disputes will be governed by and construed in accordance with the laws of the state of New South Wales, Australia, and all users and Stephen Financial Solutions submit to the non-exclusive jurisdiction of the courts of that state.

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